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Gray Associates logo - Accountants based on the Orkney Isles

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Managing money

  1. Resources
  2. Your business
  3. Starting a business

Tips for keeping on top of your finances...

10 tips for avoiding bad debts

10 tips for avoiding bad debts.

Borrowing and loans

Keep the costs of borrowing down.

Cash flow management

Basic ways of monitoring your financial performance.

Accounting records

What records should you keep – and for how long?

Maintaining good financial control

Basic ways of monitoring your financial performance.

28 Nov 2025

Chancellor 'choosing to spend more and borrow more', says think tank

In its response to the 2025 Autumn Budget, the Institute for Fiscal Studies (IFS) has stated that Chancellor Rachel Reeves is 'choosing to spend more and borrow more' than she previously said she would.

27 Nov 2025

View our 2025 Autumn Budget Report

Chancellor Rachel Reeves delivered her 2025 Autumn Budget speech yesterday, outlining a range of financial measures.

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Gray Associates, Ridgeways, Back Road, Stromness, Orkney KW16 3DS
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